Resurs Bank — Banks
Valuation date: 10/29/2026
Quick decision check for discount rate, royalty rate and long-term growth.
Valuation Build
| Year | Revenue | Royalty | After Tax | PV |
|---|---|---|---|---|
| Y1 | SEK 3,909,360,000 | SEK 87,569,664 | SEK 69,530,313 | SEK 66,219,352 |
| Y2 | SEK 4,065,734,400 | SEK 91,072,451 | SEK 72,311,526 | SEK 62,465,432 |
| Y3 | SEK 4,228,363,776 | SEK 94,715,349 | SEK 75,203,987 | SEK 58,924,318 |
| Y4 | SEK 4,312,931,052 | SEK 96,609,656 | SEK 76,708,067 | SEK 54,515,025 |
| Y5 | SEK 4,399,189,673 | SEK 98,541,849 | SEK 78,242,228 | SEK 50,435,679 |
| Explicit PV (Y1–Y5) | SEK 292,559,806 | |||
| Terminal Value (undiscounted) | SEK 907,611,917 | |||
| Terminal PV (discounted) | SEK 585,055,212 | |||
| Total Brand Value | SEK 877,615,018 |
Supporting context
This section explains the evidence and judgment used to support the recommendation and the legal, brand and financial assumptions used in the valuation.
Resurs Bank
This is an indicative estimate of the value of the Resurs brand in Nordic payment solutions and consumer finance. It is not a valuation of the bank, its loan portfolio or its technology. The calculation starts from Resurs Bank Group's reported 2025 operating income of SEK 3.759 billion. We use this income to estimate hypothetical payments for the right to use the Resurs name; it is not actual income from licensing the brand. Funding, credit assessment, customer and merchant contracts, and partner brands are excluded from the brand value. Brand-strength and legal-protection scores are analyst assessments, not measured survey results or a legal audit. The royalty is a modelling assumption, not an observed licence rate.
These links lead to company-issued materials. BrandValuator cross-checks indicative estimates against multiple sources; the final assumptions and judgments are our own. Each input is labeled by evidence status above.